Indeed, the life of a university student is one of a tight budget. Your bank account is literally empty. Your tax return that you received a couple of weeks ago is all gone. Your credit card is maxed out, or close to it, with Bills to pay left right and centre. Sound familiar? GradTips provides you a list of handy hints to improve your financial situation, without pulling out teeth and selling them to the tooth fairy.

Simple equation. Income - Spendings = Savings. That’s all there is to it. Yet, many people forget the simple equation of savings, often wondering where all their cash and income has gone.

GradTips offers 9 tips that deal with savings and expenses, in order to optimise the much needed bandwith your wallet requires.

1. Withdraw more cash

Need to celebrate your anniversary, but out of cash? No time to earn money due to other commitments? Fear not, money isn’t everything when it comes to romance. In fact, the most romantic things are the simple things in life. You really don’t need to spend money to enjoy your time in Sydney, and if you take the time to look around, you will realise this.